the HOME-BUYING PROCESS in PLAIN ENGLISH
First time home Buyers today have so much information at their fingertips that sometimes, it's easy to get lost and not realize what one should do first and what's important. Here is some VERY good information on the home buying process provided broken down to 5-Steps. We provide FREE virtual consultations (schedule yours HERE) if you want to talk about buying or building a new home. Reading through the steps below will help you get a better understanding of what to expect when buying a new home:
Buying a home is so grown-up and impressive, but there are a few things you should think about before you start telling everyone how grown up and impressive you are.
"Buy the Money Before You Buy the House"
We'll need to put you together with a mortgage lender to see what program is best for you (that makes a difference on what homes we look at) and getting pre-approved helps you set your search price range. Knowing what you qualify for in terms of a mortgage often is different than what you are comfortable with in terms of a mortgage payment. We've got lenders available 7 days/week that are awesome mortgage lenders that do what they say they can, are no-pressure, and available up to about 8 pm weekdays and weekends!
Do yourself a favor, get a Buyer's agent!
In most cases, there are no "Out-of-Pocket" costs for having your own professional Buyer's representation. Your interests are NOT protected if you don't have a written Buyer's Rep. Agreement with an agent showing you homes listed by other agents
(in fact, an agent showing you another agent's listing without a written Buyer's Representation Agreement is against the law in CT)
You need to find an agent who you click with What we can do is teleconference when you have time. Greg provides you with access to his live calendar HERE so you can pick a start time for the call that works for you.
You're really doing it! You know what you can afford and you've got your pre-approval letter. But before you buy the home of your dreams, you've gotta find it first.
Zillow and Realtor.com are fine for getting some free info. But why waste your time looking at the "clickbait" that they constantly put in front of you? "Pre-Foreclosures" are an utter waste of your time!!
We'll set up a multi-town "Power Search" that's going to deliver you only active listings in your price range and appropriate for your mortgage type! Say goodbye to wasting time looking at homes that are on deposit. We can even filter out home styles that you don't like.
Here you are, ready to make an offer on your first home! And since you're about to part with an insane amount of money, it's time to have a skilled negotiator in your corner.
We know what makes a listing agent and Seller tick and how to compete with other agents and their Buyers.
There is nothing more awesome than taking ownership of your new dream home. But before you do that, you better loosen up your writing hand. Did someone say paperwork?